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Casino Records Guide · 2026

How to Get Your Casino Win/Loss Statement (2026 Guide)

Every major casino can issue an annual win/loss statement — but most players don't know how to request one, what it actually shows, or why it's not enough on its own for the IRS. This guide covers exactly how to get your statement from any casino, what the document does and doesn't prove, and what you still need to protect your deductions in 2026.

By WintraUpdated June 20269 min readNot tax advice — consult a CPA
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2026: Your records matter more than ever
The One Big Beautiful Bill Act (signed July 4, 2025) caps gambling loss deductions at 90% of documented losses starting January 1, 2026. Every session you can't prove is a loss you cannot deduct at all. A casino win/loss statement helps — but it is not a substitute for a personal session diary.

What is a casino win/loss statement?

A casino win/loss statement is an annual summary document generated from your player rewards card data. It shows your total activity at that casino for a calendar year — typically the total amount wagered (coin-in), total amount paid out (coin-out), and the net result.

Casinos issue these documents as a convenience for players preparing tax returns. They are not filed with the IRS by the casino — they are informal account summaries, not official tax documents. That distinction matters significantly when you're audited.

What it typically shows
✓Total coin-in (amount wagered) for the year
✓Total coin-out (amount paid back) for the year
✓Net win or net loss for the year
✓Breakdown by game type at some casinos
✓Activity across all properties in a chain (if linked)
What it does NOT show
✗Individual session-by-session breakdown
✗Dates or times of specific gambling sessions
✗Buy-in and cash-out per session
✗Activity from sessions played without your card
✗Reconciliation with your W-2G jackpot forms

How to get your casino win/loss statement

There are two ways to request your statement: online through the casino's player rewards portal, or in person at the property. Online is faster. Both require your rewards account number and, for in-person requests, a government-issued ID.

1. Find your player rewards account number
Check your loyalty card, the rewards app, or a confirmation email from the casino. You'll need this to log in online or verify identity at the desk. If you've lost your card, most casinos can look you up by name, phone number, or email.
2. Check the casino's online player portal first
Most major casinos now provide downloadable win/loss statements through their player rewards website. Log in, navigate to 'Account History,' 'Tax Documents,' or 'Year-End Summary,' select the tax year, and download the PDF. This is the fastest method and is available 24/7.
Common portal names: MGM Rewards (MGM), Caesars Rewards (Caesars), myWynn (Wynn), B Connected (Boyd Gaming), mychoice (Penn Entertainment).
3. Visit the player rewards desk if not available online
If the statement isn't available online, go to the casino's player rewards or loyalty services desk in person. Bring your government-issued ID and your rewards card. Most requests are fulfilled immediately or within one business day at the property.
4. Request statements for every casino chain you visited
Each casino brand maintains its own player record system. If you visited MGM, Caesars, and Wynn in the same trip, that's three separate statement requests. Within a single chain (e.g., multiple MGM properties), a combined annual statement is often available.
5. Note what the statement covers — and what it doesn't
The statement only reflects sessions played with your card inserted or scanned. Cash-only table play, sessions where you forgot your card, or games at non-partner properties will not appear. Those gaps are exactly why you need a personal session diary running in parallel.
In Wintra: every session you log is captured whether or not your card was in. Your Wintra history fills the gaps the casino statement leaves.

Where to get your statement — major casino chains

Each major casino chain has its own player rewards portal. Here's where to find your win/loss statement at the properties most Las Vegas and cruise players visit.

MGM Resorts
Loyalty program: MGM Rewards
Properties
Bellagio, MGM Grand, Aria, Vdara, Park MGM, NoMad, Mandalay Bay, Luxor, Excalibur, New York-New York
Online
mgmresorts.com → My Account → Account Activity
In Person
MGM Rewards desk at any MGM property
Combined statement available across all MGM properties.
Caesars Entertainment
Loyalty program: Caesars Rewards
Properties
Caesars Palace, Harrah's, Paris, Bally's, Horseshoe, Planet Hollywood, Rio
Online
caesars.com → Caesars Rewards → My Account → Tax Info
In Person
Caesars Rewards desk at any Caesars property
Statements available for prior years online. Confirm all properties are linked to your account.
Wynn Resorts
Loyalty program: myWynn
Properties
Wynn Las Vegas, Encore Las Vegas
Online
wynnlasvegas.com → myWynn → Account History
In Person
Wynn Rewards desk, main casino floor
Wynn and Encore are separate properties — confirm both are included.
Boyd Gaming
Loyalty program: B Connected
Properties
The Orleans, Gold Coast, Sam's Town, Suncoast, California, Fremont, Main Street Station
Online
bconnectedonline.com → My Activity
In Person
B Connected desk at any Boyd property
Statements typically available for prior 3 calendar years.
Penn Entertainment
Loyalty program: mychoice
Properties
M Resort, Ameristar, Hollywood Casino, Prairie State locations
Online
mychoice.com → My Account → Tax Documents
In Person
mychoice desk at any Penn property
Covers all Penn properties linked to your mychoice number.
Carnival Corporation (Cruise Casinos)
Loyalty program: Players Club (varies by line)
Properties
Carnival Cruise, Princess Cruises, Holland America, Costa Cruises
Online
Varies by cruise line — log into your loyalty account on the cruise line's website
In Person
Casino cashier cage or player services desk onboard
Request before the cruise ends — records can be harder to access after disembarkation.

Why a win/loss statement is not enough for the IRS

The casino win/loss statement is useful — but it does not satisfy the IRS primary record requirement for gambling activity. Here's why.

✗
It is not contemporaneous
The IRS requires records kept 'at or near the time of the event.' A casino statement is generated months later from a database — it is not a contemporaneous diary. Courts have consistently held that casino statements alone do not meet this standard.
✗
It does not break out individual sessions
The IRS taxes gambling on a session-by-session basis. A statement that shows annual totals does not demonstrate your per-session wins and losses. Two $500 wins and two $500 losses in one year is different from no activity — but an annual statement can't show that.
✗
It only captures card-in play
Any session where you didn't insert your player card — table games with cash, machines you forgot to card, or sessions at non-partner properties — will not appear. The IRS does not accept an incomplete record as a substitute for a complete one.
✗
It cannot reconcile with your W-2G forms
If you hit a jackpot and received a W-2G, that specific win needs to be traceable in your records. An annual summary total does not connect individual jackpots to specific dates and sessions. This mismatch is the most common gambling audit trigger.
✗
The IRS has rejected it in Tax Court
Multiple Tax Court decisions have found that casino annual summaries alone are insufficient to substantiate gambling losses. The court requires a session-level diary corroborated by supporting documents — not an annual summary provided by the casino.

What you actually need — the complete documentation stack

The IRS expects three layers of documentation. The casino win/loss statement belongs in the third layer — it supports your records but does not replace them.

Primary Record
Session diary (required)
IRS Required
· Date of each gambling session
· Casino name and full address
· Type of game (slots, blackjack, roulette, etc.)
· Buy-in amount for each session
· Cash-out amount for each session
· Recommended: start and end time for each session
Must be recorded at or near the time of play — not reconstructed from memory.
Official Tax Documents
W-2G forms (required when issued)
When applicable
· Issued by casino for jackpots above IRS threshold
· Slots: $1,200+ · Keno: $1,500+ · Poker tournaments: $5,000+
· Other wagering: 300× the bet
· Copy held by casino and filed with IRS — get yours at tax time
· Every W-2G jackpot must also appear in your session diary
Every W-2G jackpot must also appear in your session diary.
Supporting Documentation
Casino win/loss statement + receipts
Supporting only
· Casino annual win/loss statement
· TITO (ticket-in, ticket-out) printed tickets
· ATM and cage withdrawal receipts
· Player card transaction histories
· Hotel and resort fee receipts placing you at the property
· Credit card statements showing casino transactions
These corroborate your diary — they do not replace it.

What a casino win/loss statement looks like

Formats vary by casino, but every legitimate win/loss statement contains these core fields. Notice what it does and doesn't tell you.

Annual Win/Loss Statement
Sample document — illustrative only
Not a tax form
Player Name
Alex Johnson
Rewards Card #
MGM-****-8821
Casino
MGM Grand, Las Vegas NV
Tax Year
2025
Period Covered
Jan 1 – Dec 31, 2025
Date Issued
January 15, 2026
Total Coin-In
$48,400
Total wagered
Total Coin-Out
$45,900
Total paid back
Net Result
−$2,500
Annual net loss
What this statement cannot show: individual session dates, how many times you played, your buy-in and cash-out per session, or any activity from sessions played without your card.

Frequently asked questions

What is a casino win/loss statement?

A casino win/loss statement is an annual summary document showing your total wagering activity — coin-in, coin-out, and net result — for a calendar year, generated from your player rewards card data. It is not a tax form and is not filed with the IRS. Casinos issue it on request as a convenience for players preparing their returns. It does not break out individual sessions and is not the primary record the IRS requires.

Is a casino win/loss statement enough for taxes?

No — a casino win/loss statement is not enough for taxes on its own. It is supporting documentation only and does not satisfy the IRS contemporaneous diary requirement. The IRS requires a session-by-session gambling log recorded at the time of play. The statement does not show individual session dates, buy-ins, or cash-outs, and has been rejected as sole documentation in multiple Tax Court cases. Use it alongside a personal session diary, not instead of one.

Can I get my casino win/loss statement online?

Yes — most major casinos offer downloadable win/loss statements through their player rewards portal. Log into your account and look for Account History, Tax Documents, or Year-End Summary, then select the tax year and download the PDF. MGM, Caesars, Wynn, Boyd Gaming, and Penn Entertainment all support online requests. If your casino does not offer online access, visit the player rewards desk in person with your ID and loyalty card.

How do I get my win/loss statement from MGM?

Log into your MGM Rewards account at mgmresorts.com, navigate to My Account, and select Account Activity. From there you can download your annual win/loss statement as a PDF. MGM issues a combined statement covering all MGM properties linked to your rewards number — including Bellagio, MGM Grand, Aria, Mandalay Bay, and others. If you can't access it online, visit any MGM Rewards desk on property with a government-issued ID.

How do I get my win/loss statement from Caesars?

Log into your Caesars Rewards account at caesars.com, go to My Account, and look for the Tax Info or Year-End Summary section. Caesars issues statements covering all properties tied to your rewards number — including Caesars Palace, Harrah's, Paris, Horseshoe, and Planet Hollywood. If it's not available online, visit any Caesars Rewards desk in person. Confirm all properties you visited are linked to your single account before downloading.

Does a win/loss statement show individual sessions?

No — a casino win/loss statement does not show individual sessions. It shows annual totals only: total amount wagered, total amount paid back, and the net result for the year. It does not break down how many times you played, what dates you visited, or what your buy-in and cash-out were per session. This is the key reason the IRS requires a separate session-by-session diary — the annual statement alone cannot prove your per-session wins and losses.

What do I do if the casino won't give me a win/loss statement?

Request your player card transaction history instead — it contains similar data and most casinos will provide it on request with ID. You can also ask for a written confirmation of your account activity dates. If the casino has no player rewards program, rely entirely on your personal session diary, ATM receipts, TITO tickets, and credit card statements showing casino transactions. Smaller casinos and card rooms often have no statement to provide.

How far back can I request a win/loss statement?

Most casinos retain player activity records for 3 to 7 years, though the exact window varies by property. For prior-year requests beyond what's available in the online portal, contact the casino's player services team directly — they can often pull older records manually. The IRS standard audit window is 3 years from your filing date, so prioritize any year you are amending or currently being audited.

Do I need a player's card to get a win/loss statement?

Yes — you need a player's card to get a casino win/loss statement, because the document is generated entirely from your rewards card data. Any session you played without inserting your card will not appear. This is one of the most significant limitations of casino statements as tax documentation: they are always incomplete for players who occasionally forget their card or play at tables without scanning in.

What is the difference between a win/loss statement and a W-2G?

A W-2G is a federal tax form the casino is required to file with the IRS when you win a qualifying jackpot — $1,200 or more on slots, $1,500 on keno, $5,000 on poker tournaments. A win/loss statement is an informal account summary issued on request only. W-2Gs are official IRS documents; win/loss statements are not. Every jackpot that generated a W-2G must also appear in your personal session diary.

Can I get a combined win/loss statement for multiple casinos in the same chain?

Yes — most large casino chains can issue a combined annual statement covering all properties tied to your loyalty account number. MGM Resorts, Caesars Entertainment, and Boyd Gaming all support combined statements. Log into your rewards account online or visit any property's rewards desk and ask for a full portfolio statement. If you visited casinos from different chains, you will need to request a separate statement from each chain.

Disclaimer

This guide is for informational purposes only and does not constitute tax or legal advice. Tax laws change frequently and vary by state and individual circumstance. Casino win/loss statement procedures may change without notice. Consult a qualified CPA or tax professional regarding your specific situation before making any decisions based on this content.

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